It would have been around 2004... and the book seemed newly published, the cover was pretty modern.
The setting was modern, supposed to be "present day" I believe. She was a teenager, maybe around 15? I can't unfortunately remember if she traveled with anyone, I believe she may have gone alone.
The meeting was problematic due to their poverty and initial nonacceptance of her.
I am 95% certain it was fiction. Now I am second guessing myself.
I'm pretty sure it was fiction.
Thank you for the help, by the way. Great questions, also. Jogging my memory a bit
I will come back if I can think of any other factoids...