Life insurances shouldn't matter >:x

No they shouldn't.

That's the problem with systems based on a minimum income.
If you have some other income they don't help you anymore (or provide less help) because they say you already reached that minimum treshold.
But if they do that, then what's the point in saving up or having an insurance (which you mom paid for, don't you forget it) or anything at all?

That's why I believe there should be an universal basic income.
https://en.wikipedia.org/wiki/Universal_basic_income

Lauren was all "You shouldn't have said anything about the insurances"

but they look into this crap. all they gotta do is put mom's SSI number into the system and they can see that she had life insurances =/

I'm not going to prison >A<

I think you did the right thing. Being honest is good. And it will save you trouble on the long run.
If you had hidden it, you would be wondering about it and scared that you might be caught.

They better not use the insurances against me >:x

one time payment that will only last me a year, something that tides me over till i can get on SSI...

It was gonna bug me one way or another >A<

I suppose it was gonna bug you anyway indeed v_v
But, well, that's how it's gonna be.

At least you know that once you run out of that money you'll be eligible for SSI, right?
They won't give you any more trouble.

thing is, it takes 3-6 months for them to process the case, then if it goes to the courts its a year and half. so basically 2 years..

So If they deny me SSI because of the insurances, I'll be out of money by the time I can try again which means I'll be homeless at that point >A<

Then let's hope they don't deny it!
When are they gonna tell you? (Or is it one of those things when you never know when you are getting the call?)

i was told 3-6 months.

If I'm denied, I'll need a lawyer to appeal >A<

So complicated. 8U